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The Future of Money

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Disrupt the Banks

Why haven’t start-ups completely taken over the personal finance industry?

The 30 Top Thinkers Under 30

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The 30 Top Thinkers Under 30: The Accomplished Economist Who Wants to Empower Whole Societies

For the month of April we’re profiling the individuals who made our inaugural list of the 30 top thinkers under 30, the young men and women we predict will have a serious impact on the social, political, and economic issues we cover every day here at Pacific Standard.

Datebook

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6 Events Happening in March and April That You Should Be Aware Of

From the first day of Coachella Valley Music and Arts Festival to the presidential elections in Afghanistan, dates you might want to watch.

You Don't Know America

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Banks Don’t Do Much Banking Anymore—and That’s a Serious Problem

As hedge funds, private equity firms, and other asset managers that make up the shadow banking system gradually take over the role of lending, their risks—and the borrowed money they use to make them—are largely shielded from view.

 

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Wrongful Termination Suit Offers an Inside Look at How the Fed Handled ‘Too Big to Fail’ Banks

Lawyer Carmen Segarra said she was pressured to change her finding that the way Goldman Sachs managed conflicts of interest was flawed.

 

(PHOTO: TOMASZ SZYMANSKI/SHUTTERSTOCK)

Signed, Sealed, Deposited

How to save the Postal Service—and protect ordinary Americans from financial predators—in one easy step: bring back postal banking!

 

Simon Johnson Critiques Democracy vs. Financialization

The former chief economist for the IMF discusses the unfairness of the existing American financial infrastructure and the complex policy prescriptions that seek a remedy.

 

#OWS: What Took So Long?

Psychologists tie the reluctance to protest Wall Street bailouts to a deep-seated need to justify the status quo.

 

What’s So Funny About Tightwad’s Money?

One small rural bank’s humorous effort to expand succeeds fair and square, only to raise the eyebrows of the regulators tasked to oversee its health.

 

Bank Tax, We Hardly Knew Ye

A Swedish idea that creates an insurance fund for preserving big banks — but not necessarily their bosses or shareholders — needs to return from the dead.

 

The New Trans-Atlantic SWIFT Agreement

Will it give European intelligence agencies access to U.S. banking records?

 

US Tax Havens – Partisans Seek Safe Harbor

Opponents and (the much quieter) partisans of tax havens both see their causes as ‘leveling playing fields,’ but they seem to be playing different games, one featuring U.S. taxpayers and the other international tax rates.

 

A Nation of Savers?

Our addiction to easy credit — and aversion to thrift — got us into this mess. The withdrawal may be painful for policymakers and consumers alike.

 

Money Talks — But What If You Can’t Hear?

A Wisconsin couple are starting a local bank with a national footprint and a global mission — serving the deaf in a manner that recognizes their culture and specific needs.

 

The Crisis That Swallowed the Credit Union Debate

During a period of wide economic uncertainty, credit unions and community banks squared off for another round in their competition to continue making honest loans — perhaps for naught.

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How Wildlife Declines Are Leading to Slavery and Terrorism

As wildlife numbers dwindle, wildlife crimes are rising—and that's fueling a raft of heinous crimes committed against humans.

How a CEO’s Fiery Battle Speeches Can Shape Ethical Behavior

CEO war speech might inspire ethical decisions internally and unethical ones among competing companies.

Modern Technology Still Doesn’t Protect Americans From Deadly Landslides

No landslide monitoring or warning systems are being used to protect vulnerable communities.

The Link Between Carbs, Gut Microbes, and Colon Cancer

Reduced carb intake among mice protected them from colon cancer.

The New Weapon Against Disease-Spreading Insects Is Big Data

Computer models that pinpoint the likely locations of mosquitoes and tsetse flies are helping officials target vector control efforts.

The Big One

Today, the United States produces less than two percent of the clothing purchased by Americans. In 1990, it produced nearly 50 percent. July/August 2014

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