Menus Subscribe Search

Follow us


Paul Kiel

Paul Kiel
Paul Kiel covers consumer finance for ProPublica.

Recent posts

ProPublica

credit-card

The Overly Harsh and Out-of-Date Law That’s So Difficult on Debtors

A 1968 federal law allows collectors to take 25 percent of debtors’ wages, or every penny in their bank accounts.

ProPublica

usa-discounters-2

The Gaps in Federal Law That Are Making It Easy for Lenders to Sue Soldiers

Courts are required to appoint attorneys for service members if they are sued and can’t appear. But the law says little about what those lawyers must do. Some companies have taken advantage.

ProPublica

usa-discounters

Thank You for Your Service: How One Company Sues Soldiers Worldwide

With stores near military bases across the country, the retailer USA Discounters offers easy credit to service members. But when those loans go bad, the company uses the local courts near its Virginia headquarters to file suits by the thousands.

ProPublica

service-members-back

Protecting Our Service Members From High-Cost Lenders

Acknowledging that a previous law did not go far enough, the Defense Department says it needs to expand rules.

 

titlemax-location

This High-Cost Lender Is Offering Cash for Free to Avoid the Law

TitleMax, one of the fastest growing high-cost lenders in the country, has found a clever way around laws passed by several Texas cities: offer an initial loan at zero percent interest.

 

payday-loan-pig

How 1 State Succeeded in Restricting Payday Loans

What lessons can we take from Washington?

 

payday-loans

How Payday Lenders Bounce Back When States Crack Down

In state after state that has tried to ban payday and similar loans, the industry has found ways to continue to peddle them.

 

payday-image

The Payday Playbook: How High Cost Lenders Fight to Stay Legal

Last year, activists in Missouri tried to limit what high-cost lenders can charge. The ensuing fight exposed something that rarely comes into view so vividly: the high-cost lending industry’s ferocious efforts to stay legal and stay in business.

A weekly roundup of the best of Pacific Standard and PSmag.com, delivered straight to your inbox.

Follow us


Trust Is Waning, and Inequality May Be to Blame

Trust in others and confidence in institutions is declining, while economic inequality creeps up, a new study shows.

Dopamine Might Be Behind Impulsive Behavior

A monkey study suggests the brain chemical makes what's new and different more attractive.

School Counselors Do More Than You’d Think

Adding just one counselor to a school has an enormous impact on discipline and test scores, according to a new study.

How a Second Language Trains Your Brain for Math

Second languages strengthen the brain's executive control circuits, with benefits beyond words.

Would You Rather Go Blind or Lose Your Mind?

Americans consistently fear blindness, but how they compare it to other ailments varies across racial lines.

The Big One

One company, Amazon, controls 67 percent of the e-book market in the United States—down from 90 percent five years ago. September/October 2014 new-big-one-5

Copyright © 2014 by Pacific Standard and The Miller-McCune Center for Research, Media, and Public Policy. All Rights Reserved.