Menus Subscribe Search

Follow us


Paul Kiel

Paul Kiel
Paul Kiel covers consumer finance for ProPublica.

Recent posts

ProPublica

pentagon-wiki

Should It Be Illegal to Provide Service Members With High-Cost Loans?

Acknowledging that a previous law did not go far enough, the Defense Department has proposed new rules to protect service members from high-cost lenders.

ProPublica

usa-discounters

The Company That Became Known for Suing Soldiers Is Changing Its Name and Promising Changes

USA Discounters, pledging to change how it pursues military debtors, will now be known as USA Living.

ProPublica

credit-card

The Overly Harsh and Out-of-Date Law That’s So Difficult on Debtors

A 1968 federal law allows collectors to take 25 percent of debtors’ wages, or every penny in their bank accounts.

ProPublica

usa-discounters-2

The Gaps in Federal Law That Are Making It Easy for Lenders to Sue Soldiers

Courts are required to appoint attorneys for service members if they are sued and can’t appear. But the law says little about what those lawyers must do. Some companies have taken advantage.

ProPublica

usa-discounters

Thank You for Your Service: How One Company Sues Soldiers Worldwide

With stores near military bases across the country, the retailer USA Discounters offers easy credit to service members. But when those loans go bad, the company uses the local courts near its Virginia headquarters to file suits by the thousands.

ProPublica

service-members-back

Protecting Our Service Members From High-Cost Lenders

Acknowledging that a previous law did not go far enough, the Defense Department says it needs to expand rules.

 

titlemax-location

This High-Cost Lender Is Offering Cash for Free to Avoid the Law

TitleMax, one of the fastest growing high-cost lenders in the country, has found a clever way around laws passed by several Texas cities: offer an initial loan at zero percent interest.

 

payday-loan-pig

How 1 State Succeeded in Restricting Payday Loans

What lessons can we take from Washington?

 

payday-loans

How Payday Lenders Bounce Back When States Crack Down

In state after state that has tried to ban payday and similar loans, the industry has found ways to continue to peddle them.

 

payday-image

The Payday Playbook: How High Cost Lenders Fight to Stay Legal

Last year, activists in Missouri tried to limit what high-cost lenders can charge. The ensuing fight exposed something that rarely comes into view so vividly: the high-cost lending industry’s ferocious efforts to stay legal and stay in business.

A weekly roundup of the best of Pacific Standard and PSmag.com, delivered straight to your inbox.

Follow us


Standing Up for My Group by Kicking Yours

Members of a minority ethnic group are less likely to express support for gay equality if they believe their own group suffers from discrimination.

How Old Brains Learn New Tricks

A new study shows that the neural plasticity needed for learning doesn't vanish as we age—it just moves.

Ethnic Diversity Deflates Market Bubbles

But it's not in the rainbow and sing-along way you'd hope for. We just don't trust outsiders' judgments.

Online Brain Exercises Are Probably Useless

Even under the guidance of a specialist trainer, computer-based brain exercises have only modest benefits, a new analysis shows.

To Find Suspicious Travelers, Try Talking to Them

Brief, directed conversations are more effective at identifying liars than fancy behavioral analysis, experiment suggests.

The Big One

One company, Comcast, will control up to 40 percent of Internet service coverage in the U.S., and 19 of the top 20 cable markets, if a proposed merger with Time Warner Cable is approved by regulators. November/December 2014

Copyright © 2014 by Pacific Standard and The Miller-McCune Center for Research, Media, and Public Policy. All Rights Reserved.