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Paul Kiel

Paul Kiel
Paul Kiel covers consumer finance for ProPublica.

Recent posts

ProPublica

pentagon-wiki

Should It Be Illegal to Provide Service Members With High-Cost Loans?

Acknowledging that a previous law did not go far enough, the Defense Department has proposed new rules to protect service members from high-cost lenders.

ProPublica

usa-discounters

The Company That Became Known for Suing Soldiers Is Changing Its Name and Promising Changes

USA Discounters, pledging to change how it pursues military debtors, will now be known as USA Living.

ProPublica

credit-card

The Overly Harsh and Out-of-Date Law That’s So Difficult on Debtors

A 1968 federal law allows collectors to take 25 percent of debtors’ wages, or every penny in their bank accounts.

ProPublica

usa-discounters-2

The Gaps in Federal Law That Are Making It Easy for Lenders to Sue Soldiers

Courts are required to appoint attorneys for service members if they are sued and can’t appear. But the law says little about what those lawyers must do. Some companies have taken advantage.

ProPublica

usa-discounters

Thank You for Your Service: How One Company Sues Soldiers Worldwide

With stores near military bases across the country, the retailer USA Discounters offers easy credit to service members. But when those loans go bad, the company uses the local courts near its Virginia headquarters to file suits by the thousands.

ProPublica

service-members-back

Protecting Our Service Members From High-Cost Lenders

Acknowledging that a previous law did not go far enough, the Defense Department says it needs to expand rules.

 

titlemax-location

This High-Cost Lender Is Offering Cash for Free to Avoid the Law

TitleMax, one of the fastest growing high-cost lenders in the country, has found a clever way around laws passed by several Texas cities: offer an initial loan at zero percent interest.

 

payday-loan-pig

How 1 State Succeeded in Restricting Payday Loans

What lessons can we take from Washington?

 

payday-loans

How Payday Lenders Bounce Back When States Crack Down

In state after state that has tried to ban payday and similar loans, the industry has found ways to continue to peddle them.

 

payday-image

The Payday Playbook: How High Cost Lenders Fight to Stay Legal

Last year, activists in Missouri tried to limit what high-cost lenders can charge. The ensuing fight exposed something that rarely comes into view so vividly: the high-cost lending industry’s ferocious efforts to stay legal and stay in business.

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That Cigarette Would Make a Great Water Filter

Clean out the ashtray, add some aluminum oxide, and you've (almost) got yourself a low-cost way to remove arsenic from drinking water.

Love and Hate in Israel and Palestine

Psychologists find that parties to a conflict think they're motivated by love while their enemies are motivated by hate.

How to Water a Farm in Sandy Ground

Physicists investigate how to grow food more efficiently in fine-grained soil.

Unlocking Consciousness

A study of vegetative patients closes in on the nature of consciousness.

Advice for Emergency Alert Systems: Don’t Cry Wolf

A survey finds college students don't always take alerts seriously.

The Big One

One company, Amazon, controls 67 percent of the e-book market in the United States—down from 90 percent five years ago. September/October 2014 new-big-one-5

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