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David Dayen

David Dayen
David Dayen is a freelance writer based in Los Angeles, California. Follow him on Twitter @ddayen

Recent posts

You Don't Know America

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Banks Don’t Do Much Banking Anymore—and That’s a Serious Problem

As hedge funds, private equity firms, and other asset managers that make up the shadow banking system gradually take over the role of lending, their risks—and the borrowed money they use to make them—are largely shielded from view.

Economics Essays

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How a Frustrated Blogger Made Expanding Social Security a Respectable Idea

Thanks to decades of stagnant wages and the Great Recession, more than half of American working-class households are at risk of being unable to sustain their standard of living past retirement. Duncan Black is trying to change that.

 

housing-crisis

Will Rising Mortgage Rates Put an End to the Housing Recovery?

Rising rates will obviously send monthly payments higher, but they’ll also affect the market in a more unusual way: They’re going to hurt all-cash investor purchases of housing, which have been a boon to the most distressed markets.

 

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Is California About to Embark on a Gigantic New Experiment in Public Education?

Jerry Brown’s education plan asks, “Why not just give poor schools more state money—and authority over how to spend it?” His idea mirrors some of the most promising new theories of global development.

 

Capitol Building

The Strange Game Theory of the Sequester

The Obama administration wants the sequester to hurt immediately so the public will clamor for its reversal. But will this gambit work? Probably not.

 

(PHOTO: TOMASZ SZYMANSKI/SHUTTERSTOCK)

Signed, Sealed, Deposited

How to save the Postal Service—and protect ordinary Americans from financial predators—in one easy step: bring back postal banking!

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Trust Is Waning, and Inequality May Be to Blame

Trust in others and confidence in institutions is declining, while economic inequality creeps up, a new study shows.

Dopamine Might Be Behind Impulsive Behavior

A monkey study suggests the brain chemical makes what's new and different more attractive.

School Counselors Do More Than You’d Think

Adding just one counselor to a school has an enormous impact on discipline and test scores, according to a new study.

How a Second Language Trains Your Brain for Math

Second languages strengthen the brain's executive control circuits, with benefits beyond words.

Would You Rather Go Blind or Lose Your Mind?

Americans consistently fear blindness, but how they compare it to other ailments varies across racial lines.

The Big One

One company, Amazon, controls 67 percent of the e-book market in the United States—down from 90 percent five years ago. September/October 2014 new-big-one-5

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